With many of the deposit reserve rate hike, mortgage policy continue to tighten. 25 reporters in bank site visit banyan to understand, the first set of individual Banks by floating rate mortgages into up-floating 20% previously, 10% more than other bank interest rates two sets of mortgage rates. Meanwhile, the loan of long queues phenomenon still exist, when lending to customers is still unknown.
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25th morning the reporter interviewed fuzhou road joint-stock supplies bank site, the bank staff said recent bank mortgage rates once again raised the first set of mortgage rates, now in its benchmark interest rate to 20%, based on two sets of floating rate mortgages benchmark interest rate is based on the floatation 35%. The reporter understands, February this year, the bank's first system of benchmark interest rate of mortgage loans to 1.1 times for, for two sets of benchmark interest rate of mortgage loans to 1.2 times. Meanwhile, the construction bank first set of mortgage rates have conducted benchmark interest rate and supplies the road construction bank outlets staff said yesterday, now benchmark interest rate basis in floating 5%. Everbright bank branch of workers say, the first mortgage rates has been increased from rise 10% mention to rise 15%, two sets of mortgage rates now are put to floatation by 25%. The first set of action travel subbranch nanmen floating mortgage rates, two sets of 10% mortgage rise 15%. According to understand, some basic banking network will depend on outlets in the bank at the next higher level credit scale within the framework of independently determine prescribed rate.
Loans are still long queues
In the meanwhile, a rise in interest rates of long queues phenomenon MBT Ema, still not mortgage relief. Icbc supplies branch node personnel, said it first set of mortgage rates executive benchmark interest rates, but they don't know when lenders. Supplies subbranch of a bank staff also says, some loans list the backlog two to three months, now hasn't issued the secondary mortgage loan basic not accepted.
Mortgage rates rise again, borrowers monthly payments and increased. More than 5-year floating mortgage rates, 70 million yuan, the amount is 7.48% 10% for 20 10-year mortgages, monthly payments for 5630.6 yuan; Up-floating 20% for 70 million yuan loans, 8.16% 5924.98 yuan monthly payments into 294.38 yuan per month, need to pay, 20 years total interest will pay more for 7 million yuan.
Bocom fujian branch, officials said many times to raise deposit reserve rate overall bank size of credit will have certain effect. The reporter understands, march new renminbi loans continue to fall in our province, the month when new loan for 207.21 billion yuan, and in February for new 235.30 billion yuan RMB loans.
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